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Policy Briefs & Reports


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Asset Limit Reform

Congressman Davis: Support the Update and Expansion of SSI

September 8, 2021

This letter, co-authored by FIAI partners, advocates for older adults and disability advocates, urges Congressman Davis to include long overdue updates and improvements to...

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Predatory Lending

Resource Guide: Affordable Alternatives to Predatory Loans

March 18, 2021

Predatory loans can set-off a debt spiral and can lead to overdraft fees, loss of a bank account, bankruptcy, and even poor health. Check out this resource guide with ways to...

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Children's Savings Accounts

Children’s Savings Account Implementation Recommendations

October 28, 2020

In 2019, HB2237 was signed into law, creating a statewide CSA program in Illinois, with a $50 seed deposit provided into a 529 account for every child born or adopted in the...

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Asset Poverty

Prosperity Now 2020 Illinois Scorecard

February 1, 2020

The Prosperity Now Scorecard is a comprehensive resource featuring data on family financial health, racial economic inequality, and policy recommendations to help put all...

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Consumer Protections

Is New Really New? Financial Technology & Its Impact on Low-Income Families

January 31, 2019

Financial technology, or fintech, is changing the way that financial services are delivered. More people are turning to apps and online platforms to access banking services,...

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Access to Banking

Memo: Financial Inclusion for People with Disabilities

November 27, 2018

Download our memo to the Financial Advisory Council for the Empowerment of People with Disabilities (FACED) that describes the unique barriers faced by people with...

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Retirement Security

Comments on Secure Choice Administrative Rules

August 8, 2018

Secure Choice, a new automatic retirement savings program in Illinois, is rolling out in 2018. As part of this, the Illinois State Treasurer proposed administrative...

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Asset Poverty

Prosperity Now Chicago Scorecard

July 19, 2018

Prosperity Now’s annual Scorecard provides a comprehensive look at families’ financial health across the United States. It assesses 50 states and the District of...

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Asset Poverty

2018 Update on Poverty in Illinois

April 26, 2018

Heartland Alliance’s Social IMPACT Research Center recently provided an update on poverty in Illinois, and found that women, people of color, and children are the most...

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